How does my cholesterol and blood pressure affect my life insurance costs?

High cholesterol and high blood pressure are all risk factors of cardiovascular diseases like strokes and heart attacks. According to the Centers for Disease Control and Prevention, heart attacks and strokes kill an American almost every 33 seconds.

With that fact in mind, it is no wonder your insurance company charges you more when you have high blood pressure or high cholesterol. Dr. Allison Moy, medical doctor for Liberty Life Assurance Company of Boston says, "If someone has treated and controlled hypertension, it probably won't affect their life insurance application.  If they're overweight, hypertensive, have high cholesterol, and smoke it will affect them - they will pay higher premiums.'

If you do have very high cholesterol or high blood pressure, your premiums will be higher, simply because the life insurance company now has to worry about you a bit more because you will have a higher risk of dying.

If you have a combination of high cholesterol and high blood pressure, you might want to see your doctor and ask what you can do to improve your medical condition.

You will be able to lower your rates by reducing your cholesterol and blood pressure. High blood pressure might be caused by obesity. If you're overweight, think about going on a diet and exercising. You will lower your rates and improve your health. Ask your doctor for a custom-made diet that will be able to treat your disease.

Because being healthy will save you money, you should definitely think about changing your lifestyle. Walk more often, sign up for a gym, or do whatever it takes to get healthier.

With today's help -gyms, memberships in clubs, etc... - you will be able to lose those pounds with will and effort. Having high blood pressure and high cholesterol isn't a laughing matter and must be taken very seriously. With those two factors, you have a much higher risk of dying than a person who doesn't have medical conditions like these.

Avoid paying high premiums or having such medical conditions. Thankfully, high blood pressure and high cholesterol can be lowered. Ask your doctor about diet and exercise. It is also proven that less consumption of sodium (salt) will help lower your cholesterol.

Start eating vegetables and fruit, avoid fatty foods, exercise, and keep it up in order to maintain a healthy lifestyle for life. If you and your doctor will be able to get your blood pressure and cholesterol under control, you will have lower premiums by making a petition for your insurer.