Declining Auto Insurance Rates in 2005

Evaluations show that there are declining auto insurance rates in the year 2005. Now, drivers are experiencing lower costs of auto insurance rates, and believe me, they are not complaining.

From 2004, there has been a 2% decline from the year of 2004. In fact, this is saving households an average of $60 per year. This has been a great event after the rising gas prices. However, this wasn't a happy jingle for all of the U.S states. Some states had an increase.

These are the evaluations from Insurance.com. Based on the 2005 Insurance Pricing Report from Insurance.com we have some results from all of the 50 states of America:

2005 Auto Insurance Pricing Report

Top ten states with the largest percentage decrease:
State 2004 Premium 2005 Premium Difference (Decrease)Change from 2004
PA
NH
CO
MN
OH
TX
IL
LA
MO
CT

Top ten states with the largest percentage increase

State 2004 Premium 2005 Premium Difference (Decrease);Change from 2004
ND
DC
NE
MT
ME
DE
OR
VT
AL
UT

State Avg. 2004 Premium Avg. 2005 Premium Difference (Decrease) Change from 2004
AL
AR
AZ
CA
CO
CT
DC
DE
FL
GA
IA
ID
IL
IN
KS
KY
LA
MD
ME
MI
MN
MO
MS
MT
NC
ND
NE
NH
NM
NV
NY
OH
OK
OR
PA
RI
SC
SD
TN
TX
UT
VA
VT
WA
WI
WV
WY

As you can see, there were many states with a decrease in auto rates, but there still were many states with increasing auto insurance rates, causing both chaos and lower prices.